Rules governing mortgage appraisals and other written valuations under ECOA

Resources to help industry understand, implement, and comply with the Equal Credit Opportunity Act (ECOA) valuation rule.

Featured topic

On April 29, 2020, the Bureau released two factsheets on the ECOA valuation rule. The factsheets provide information on transaction coverage under the Rule

in light of the COVID-19 emergency.

Rule

Browse the ECOA valuation final rule to see specific amendments to Regulation B.

Regulations and official interpretations

Browse Regulation B (12 CFR 1002) on: Interactive Bureau Regulations | eCFR

Main ECOA valuation rule provisions and official interpretations can be found in:

• § 1002.14, Rules on providing appraisals and other valuations.
• Supplement I to Part 1002 (including official interpretations for the above provision)

Quick references

Coverage chart

- Reference tool illustrating general coverage and exemptions of certain mortgage products.

Other references

Rules related to mortgages

Sign up for updates about mortgage rule implementation.

Guides

Small entity compliance guide

Supervision and examination materials

Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.

Contact Information

Regulation inquiries

If you have a question about the Bureau’s rules and the statutes we implement, please first review the regulations and official interpretations (commentary) as well as the available guidance and compliance resources.

If you still have a question, you may submit it using the link below.